New Year Resolutions

First of all Happy New Year 2012! Have you made your New Year's resolutions yet? Here are a few things on my list this time.

It's that time of year again when everyone resolves to make a change of some kind via a resolution but how often do you actually keep them?

I have found that what I thought were really big problems actually break down into a series of minor, manageable irritations that when taken one at a time will dissolve a bigger problem before it can ever become one.

So what's my formula for maintaining or keeping on target with actually seeing a resolution come to fruition? Consistent persistence!

Take one small thing at a time every day, every week or every month. Set up a budget to save for large purchases. Periodically make smaller purchases to keep discouragement at bay.

Keep pushing through even if you don't feel like it because in pushing through the discomfort of it all, you will make steady progress.

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